In both business and personal matters, correct insurance is vital. Wrong or inadequate insurance for business and its protection can lead to disastrous consequences. The right advice makes all the difference and prevents costly mistakes. Insurance advisor are specialists in insurance protection, are independent and have an in-depth knowledge of the insurance market and are able to provide professional, objective advice on identifying risks and exposures and recommend the most cost-effective solutions. They provide convenience, choice and expertise. CONVENIENCE, because the advisor can handle all the policies you need. CHOICE, because the advisor deals with a range of insurers and will suggest the contract that best fits your circumstances. You get EXPERTISE SERVICE because the advisor spends their working lives learning about insurance.

Insurers have to pay for administration, either through commission to an insurance advisor or by employing staff themselves, while some direct writers incur heavy costs on expensive advertising. So you won’t necessarily find it any cheaper to go direct to an insurer and most of the customer ends in buying wrong insurance product. More importantly, you are likely to get better value by dealing through a advisor, since he should be able to ensure that you get the cover that is right for you at a competitive price, since a advisor works only for customer and build long term relationship.

No, because you are probably not comparing like with like. Cover can vary — no two Motor policies ever mean quite the same thing by “fully comprehensive”, for example. Insurers can vary as well, in how strict they are in interpreting the terms of the policy, and how quickly they settle claims. All these things are changing from day to day. It’s your insurance advisor’s job to know which insurer is likely to meet your needs best — as well as to consider the cost. The three factors to consider in selecting an insurance policy are features, security, cover and cost — in that order.

We provide a fast, efficient and personal service to all our clients. We are committed to continually improving our service levels and the skill of our workforce. People and quality are foremost in our minds and this is evident from our dealings with our clients. As our prestigious and esteemed client, you are guaranteed to receive outstanding customer service.

Yes, we as your insurance advisor can. Assistance with a claim and serving as your advocate in dealing with the insurance company are among the many services offered by a advisor. If you bought your insurance directly from an insurance company, however, you must deal directly with that company’s claims department. We give advice and assistance in formulating and submitting your claim to the insurer. They arrange for a claim form to be completed by you, and keep a watching brief on the claim and liaise between you and the insurer to bring it to a successful resolution.